Buy a Home
Home Loan Rates
BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more affordable financial services to home buyers. 8 Easy Steps to Homebuying.
For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772.
Fixed
APR Effective 4/19/2024*
7.375
%
APR
30-Year Fixed
6.839
%
APR
15 Year Fixed
Loan limits up to $X
Adjustable
APR Effective 4/19/2024*
7.024
%
APR
5 Year ARM (5yr/5yr)
Adjusts every 5 years
7.546
%
APR
7 Year ARM (7yr/6mo)
Adjustable after year 7
Jumbo
APR Effective 4/19/2024*
7.087
%
APR
Jumbo 30-Year Fixed
7.467
%
APR
Jumbo 15-Year Fixed
All interest rates and annual percentage rates (APRs) are accurate as of the effective date and are subject to change without notice. The APR will be based on the final loan amount and applicable finance charges. Loans are subject to credit approval and other underwriting criteria. Home Loan programs, terms and conditions subject to change without notice.
Income limits may apply. Homeownership education at a cost of $75 (paid to Framework) required. HomeReady is a trademark of Fannie Mae. Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.
BECU Mortgage Advisors
A BECU Mortgage Advisor is equipped to help move you through the full process of financing your home. Work with one of them to make the most of your BECU home buying or refinance experience.