Refinance Student Loans

• Federal loans (government loans)

• Private loans (loans from another financial institution)

• Eligible student loans include Federal Stafford , Federal Direct, and  Grad PLUS Loans, as well as any private student loans in your name

• Eligible guardian loans include Federal PLUS Loan and Private Parent Loans taken out for a child, as long as parent or guardian is the primary borrower on all the loans to be consolidated

When combining federal loans into a refinance loan, understand that you may lose out on forgiveness and repayment options only available to Federal Loans

• Graduates of undergraduate programs: $10,000 – 100,000

• Graduates of graduate programs: $10,000 - $125,000

• Parent of graduates (either program) - $10,000 - $125,000

No. Your loan will be serviced by LendKey, a trusted student loan partner since 2009.

While you may apply on your own, applying with a creditworthy cosigner can make all the difference when it comes to a loan application's chances for success and approval—and even result in a lower rate.

To make a payment, visit LendKey Servicing site.

There are two types of interest rates: fixed, meaning you “lock” your rate and it doesn't change. The second interest rate is variable, meaning that the rate changes depending on the current economy. 

Choose Fixed Rate:

• You want the peace of mind of your rate never changing

• The current rate environment is low

• You need your payments to remain the same every month

Choose Variable:

• Current rates are higher

• You can withstand potential changes in the market – both high and low

• You expect to pay off your loan quickly and changing rates won't affect you long-term

• Private student loans are credit-based loans for college that are used to pay for qualified educational expenses including tuition, room and board, books, and other school related expenses. They are offered by private-sector lenders. 
• Federal student loans are offered by the government and include fixed interest rates.