Online BECU Business Credit Card Application

The BECU Business Credit Card offers a competitive APR and no cash advance or annual fees.  Here's what you need to know about the online application process: 

  • Online application takes about 15 minutes 

  • You cannot save an incomplete application, so please take a minute to ensure you have the necessary information and documents before applying (handy list below).

  • Print versions of the Business Credit Card Application and Agreement Packet (PDF) are also available.

  • Please give us a call if you have any questions: 800-233-2328

  • Non-BECU business members may apply for a credit card online. Once approved, please visit a BECU location near you to establish your business membership. Business membership must be established before you use your card.1

What You'll Need

  • Business name, physical location address and mailing address, years in business, and business structure (sole proprietorship, LLC, corporation)
  • Business Tax Identification Number: Employer Identification Number (EIN) or Social Security number (SSN) used by the business
  • Unified Business Identifier (UBI) Number: Refer to your business license. For more information, visit
  • NAICS code: The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments. Your NAICS code appears on your Federal Tax return or Schedule C. For more information, visit

  • Name, SSN, date of birth, ownership percent, personal address, and outside income*

*Only list outside income if it's a source of repayment and the personal income or subject to legal control by the Business Owner/Guarantor.

  • Name, SSN, and mailing address

Beneficial Owner of Legal Entity Certification

  • Name, business type, address, and EIN/SSN of legal entity

  • Name(s), title(s), ownership percent, date of birth, SSN or other identification number and address for each owner with a direct or indirect interest of 25% or more of the legal entity (This may include individual owners of parent organizations, if their attributed ownership is 25% or more.)

  • Name, title, date of birth, address, SSN or other identification number, and country of issuance for Beneficial Owner with significant responsibility for managing the legal entity whether or not they are the legal owner

  • Not needed for sole proprietorship

Printable Application Packet

Related Links

BECU Business Credit Card
Business Membership & Accounts
BECU Membership
BECU Location Listings

1 A Business Member Share Savings account is required to establish membership and not everyone will qualify.