Personal Line of Credit

Personal Line of Credit

Financial flexibility, when you need it.

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Personal Line of Credit Rates as Low As

APR Effective 7/1/2020*

10.40
%
APR

Personal Line of Credit

*See important information about rates, fees and other costs

Having a revolving personal line of credit can give you peace of mind and flexibility when you need it. Tied to your personal checking account, a personal line of credit gives you overdraft protection with no annual fees or transfer fees. And funds become available again as you pay down your balance.

Make the Right Choice for You

Not sure if a personal line of credit is right for you? Come see us and we'll discuss your options.

Make an appointment

Do the Math on Debt Consolidation

Use our easy tool to see how much you could save by consolidating your debts – including auto loans, credit cards and more – at a potentially lower interest rate.

Evaluate and compare your debt consolidation options

Earn a Better Rate

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). We'll update your APR and let you know.

Loan Payment Protection Program

The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU.

  • Provides minimum monthly [auto, boat, RV, etc.] payments in case of involuntary job loss, disability or loss of life
  • Monthly program cost is based on loan balance and package options
  • To apply, call us at 800-233-2328 and ask about getting LPP added to your loan

Consumer Loan Payment Protection Contract